Skip to content
franklenn FINANCE

About us

Straight talk, from people who have been there.

franklenn FINANCE is a Sunshine Coast-based mortgage and finance brokerage providing personalised lending solutions to clients across Australia. Combining local relationship-based service with modern technology and practical property experience, franklenn FINANCE helps clients make confident lending decisions wherever they are located.

Our story

Why Franklenn exists.

Most people meet their lender at one of the most important moments of their life and leave unsure what they actually signed up for. Rates, buffers, LMI and cross-collateralisation are explained quickly, if they are explained at all.

franklenn FINANCE was started to change that. The goal is simple: give people frank advice, explain things clearly and help them understand their own financial position well enough to make confident decisions.

The name carries a family story about legacy, purpose and honesty. Those values come before anything else, and they shape how every client is treated.

A kitchen table with a property floor plan, notebook, calculator and coffee

Family values

We treat your family’s money like our own.

I’m raising my own children on the Sunshine Coast, so I understand what is at stake when a family takes on a home loan. Every recommendation passes one test: would I be comfortable recommending this to my own family?

Straight Talk philosophy

If it’s not right, we’ll say so.

Sometimes the best advice is to wait, save a little more, or keep the loan you have. We would rather give you an honest “not yet” than a loan that keeps you up at night.

Property Perspective

Advice shaped by real ownership.

Many brokers simply arrange finance. We bring practical experience of owning and financing property, so we can help you think about your next move as well as this one.

Andrew Murray and his family walking together on the beach

Meet Andrew

Founder and mortgage broker, franklenn FINANCE

Background

I came to mortgage broking through my own experience of it. Long before I was a broker, I was the client: comparing loans, chasing approvals and learning the hard way how much the small print matters. That passion for investment and finance became a career. Now I help other families and investors avoid the mistakes I made and spot the opportunities I nearly missed.

Property experience

I own investment properties in New South Wales and Queensland, and I have dealt with what comes with them: valuations that come in short, rental income lenders discount, equity releases, and planning the next purchase while managing the last one. When we talk about your portfolio, I’m speaking from practice, not a textbook.

Lending expertise

franklenn FINANCE works through one of Australia’s largest mortgage aggregators, giving clients access to a panel of 40+ lenders, including the major banks, regional banks, credit unions and specialist lenders. Behind me is the aggregator’s training, compliance and lender support, so you get the reach of a large network and the care of a small, local business.

Service approach

  • Plain-English explanations of every option, including the trade-offs
  • Recommendations based on your goals, not on which lender is easiest
  • Open disclosure of how we are paid, before you proceed
  • Ongoing support after settlement: rate reviews, refinance checks and strategy calls
  • Meetings that fit your life: phone, video, or a coffee on the Coast

Our values

Four pillars behind every recommendation.

01

Family Values

Building relationships based on trust, integrity and genuine care.

02

Straight Talk

Clear, transparent advice without jargon or unnecessary complexity.

03

Smarter Lending

Tailored lending solutions aligned with each client’s goals.

04

Property Perspective

Drawing on practical property ownership and investment experience to help clients navigate their property journey with confidence.

Our vision

To become a trusted finance partner for Australian families and property investors by delivering straightforward advice, tailored lending solutions and long-term support throughout every stage of the property journey.

Book a discovery call

Talk to Andrew before you buy.

Book a free, no-obligation discovery call with Andrew. We’ll look at where you are now, where you want to be, and the clearest way to get there. In person on the Sunshine Coast, or by phone and video anywhere in Australia.